Policy
Features
Life insurance should be the cornerstone of your
personal financial plan. A CNMA Associate will
work with you to determine the kind of coverage
that best suits your needs at the best possible
rate, to help your loved ones remain financially
secure even if you can't be there to provide for
them. Our policies have the following features:
Level Death Benefits
- Coverage remains level until age 95.
- » Guaranteed Level Premiums for the
first 10 years for Trendsetter® Super 10.*
- » Guaranteed Level Premiums for the
first 15 years for Trendsetter® Super 15.*
- » Guaranteed Level Premiums for the
first 20 years for the Trendsetter® Super
20.*
- » Guaranteed Level Premiums for the
first 30 years for the Trendsetter® Super
30.*
- » Guaranteed renewable to age 95. The
policy can never be cancelled by the company
(except for non-payment of premiums, misstatement
or fraud).
Association membership
not required.
Convertible -
The policyowner may change his or her Trendsetter
policy to a whole life, universal life, or variable
universal life insurance policy made available
by Transamerica Occidental Life Insurance Company
at the time of the exchange and in the same or
lower face amount without providing evidence of
insurability. This option must be exercised prior
to the insured's 70th birthday (75th birthday
for Preferred Plus class).
Benefits are payable upon proof of death from
any cause, any place in the world, subject to
the policy terms (suicide excluded during the
first two policy years).
Issued by Transamerica
Occidental Life Insurance Company,
a leading provider of insurance investment products
for individuals and companies; rated A+ (Superior),
second highest of 16 ratings for for financial
strength as of October 2004 by A.M. Best, one
of the leading providers of ratings of insurance
companies.
Your spouse may also apply for coverage. Spouse
may select any amount of coverage and can apply
even if you choose not to apply.
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